IMPORTANT PRIVACY INFORMATION

MoreHouse Finance Company LLC has created this privacy statement in order to demonstrate our firm commitment to privacy.

The following discloses our information gathering and dissemination practices for the website: www.morehousefinancecompany.com.

When you visit our site, you can expect to be notified of: what personally identifiable information of yours is collected; how the information is used; with whom the information may be shared; what choices are available to you regarding collection, use and distribution of the information; the kind of security procedures that are in place to protect the loss, misuse or alteration of information under the licensee's control; and how you can correct any inaccuracies in the information.

Our commitment is to provide you with financing and other quality financial products and services. We obtain and use information about you for this purpose. We appreciate and respect the trust you show in providing information to us and highly value our relationship.

Why We Collect Customer Information
We collect customer information to identify, confirm facts, help us assess requests for financial products and services, and to deliver financial products and services to you.

Customer Information We Collect
We obtain customer information from various sources:

• Information that you, or others on your behalf, provide on applications and other forms, including identification information such as name, address, telephone number, email address, social security number and credit-related information such as your assets, income, and liabilities.
• Information from your dealings and relationships with us, home improvement dealers and others, such as financing information, services provided to you, and how you perform on your outstanding credit obligations.
• Information from consumer reporting agencies such as credit history and creditworthiness. Information from outside sources like home improvement dealers, employers, marketing firms and other sources, such as employment status and demographic data.

Protecting Customer Information
Safeguarding customer information is very important to us. We use systems, policies and procedures to maintain the accuracy of customer information and to protect it from loss, misuse, or manipulation. Customer information is accessible by authorized personnel who have a business need for the information. We provide training and communications programs to educate our personnel about the meaning and requirements of this privacy statement.

How We Use Customer Information
We use customer information to meet your requests for financial products and services, administer accounts, develop new financial products and services, and comply with legal requirements. We also use customer information to determine which products or services might be of interest to you.

We do not sell personal information about you to unrelated companies for their independent use. We do share information as permitted by law.

We do not share customer information with other companies unless an agreement to protect customer information is in place, except as otherwise permitted by law.

This statement updates and replaces any previous statements you may have received from us about the collection, use and protection of customer information. We may change this privacy statement at any time and if we do, we will notify you as required by law.

By calling us toll free at 1-800-327-5165 you may limit our company from marketing our products or services to you based on your personal information that we collect. This includes identifying information such as name, address and telephone number, and information we get from our dealing s with you and the relationship you have with us, such as your account history.

Your choice to limit marketing offers from our company will apply to your account with us until you tell us to change your choice.

If this is a joint account, we will treat the choice made by one account holder as applying to all account holders on that account.